Cozy Credit Report

Reporting your cozy rent payments is an easy way to start building your credit history without taking on any additional debt.

Cozy credit report.

When tenants choose to use a credit or debit card there s a 2 75 service fee. There s nothing for you to do right now but we ll let you know before your account moves. Background checks and credit reports cost 39 99 when purchased as a bundle or 24 99 individually. If you need to dispute the rental information reported on your credit report please email creditdispute cozy co.

Your cozy payments will only appear on your experian credit report. It wouldn t be treated as a late payment on your credit report. You further agree that you are requesting or viewing such reports solely for the purpose of prospective tenant screening and for no other purpose. Easy to read credit reports include a breakdown of an applicant s total reported debt detailed payment history for credit accounts and employment and address history.

Reports contain accurate up to date info about your applicants. If you skip paying through cozy for a month your report will show no activity for that month. By requesting or viewing applicant credit reports or background check reports you agree to comply with the fair credit reporting act and any applicable state laws governing the use of consumer reports. Landlords can request screening reports and applicants purchase and share reports.

Credit history built through cozy and experian rentbureau shows up on experian credit reports. You need more than just a credit score to understand an applicant s financial situation. Learn more about the change.